Bands, on-programme and completion
Every standard sits in a funding band with a maximum. The agreed price (negotiated with the employer) is split 80/20: 80% is paid across the planned duration as on-programme funding, and the final 20% is the completion payment, released when the apprentice passes end-point assessment (EPA).
- Levy-paying employers fund from their apprenticeship service account
- Non-levy employers co-invest 5%, with government paying 95%
- Additional payments apply for younger apprentices and certain learner circumstances
Monthly income forecasting
The forecasting engine projects future income from current earnings. A common rule: if completion status is continuing (1), the planned end date is after the funding year end, and there are July (R12) earnings, then those monthly earnings carry forward each month up to the month before the planned end date.
- Planned end date before 30 September → no carry-forward into the new year
- Carry-forward stops at the month before the planned end date
- Completion and EPA funding are profiled separately from on-programme
Level 7 change from January 2026
Government funding for level 7 apprenticeships is being withdrawn for most apprentices from January 2026. The rule engine captures the cut-off so calculations reflect the correct fundability by start date.
Indicative summary only. Always confirm against the official source documents before making funding or compliance decisions.